What is Leveraged Trend?

Those in the stop loss market have heard the phrase “leveraged trend” when discussing renewal calculations with your stop loss carrier.  While few understand how this works, all have seen its’ significant impact on your clients’...

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What’s My Appropriate Specific Stop Loss Level?

You’ve made the decision to convert your health insurance benefit plan from an insured arrangement to a self-funded arrangement. Under your insured arrangement your carrier offered you a pool point that you had little or no...

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New Year = New Medication Price Increases

Starting January 1st, over 550 medications increased their price a median 5% according to a report by 3 Axis Advisors. More price increases are expected over the next few weeks. Many drug manufactures have pledged to not...

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FDA Drafts Guidance for Importation of Medications

On December 17, 2019, The Food and Drug Administration (FDA) proposed guidance for the importation of medications from Canada. The goal of this proposal is to allow patients access to FDA approved medications from abroad at a...

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Drug Watch: Treatments for Peanut Allergies

The U.S. Food and Drug Administration (FDA) is expected to decide on two new peanut allergy therapies in the next 6 months. These emerging medications are expected shift how patients with this condition are treated. The American...

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